Preparing for the Mortgage Application Process

Credit-Score“Know the Details of Your Credit Report and Score Before You Apply for a New Mortgage”

Applying for a home mortgage can be an unfamiliar and anxious process for many people.  Do I make enough money to qualify for the home I want?  Is my credit score good enough to qualify for a decent mortgage rate?  Will that unpaid student loan or late credit card payment show up on my credit report and raise a red flag?

These are just a few of the question many folks ask when approaching the mortgage application process.  Preparing to apply for a new home loan or mortgage refinance can be a stressful process, but it doesn’t have to be if you do a little research, and advanced planning.

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